Car Insurance: The 10 most expensive cars to insure

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Scott Olson/Getty Images) /
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Tesla Model S
Tesla Model S /

Number 1: Tesla Model S

Tesla’s Model S is the perfect formula for high insurance prices. It combines new technology, strong performance, and top-notch styling and materials into one pricey car.

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The model’s high starting price of $74,500 should be all the indication you need to know that it will be pricey to insure, but it may surprise you to see it in the number one spot on this list.

The Tesla Model S is powered by two electric motors placed at the front and rear of the car, giving it all-wheel drive. The top-of-the-line model produces 680 hp and has an electric range of 315 miles. Motor Trend called the Model S “a technical tour de force” in its review of the vehicle.

The Model S is on the cutting edge when it comes to technology and performance. This, of course, means car insurance companies have to charge high prices to insure the car. That said, like with the Mercedes-Benz S Class, if you can afford to purchase a Model S, you can likely easily afford to insure it.

  • Annual Average Insurance Paid: $1,789.48
  • Annual Collision Insurance Paid: $1,310.40
  • Type: Large luxury sedan
  • Retail Price: $74,500

Next: Lexus Isn't Giving Up On Sedans

With these kinds of high prices, you may want to cross these cars off your vehicle shopping list. Insurance is a major vehicle expense and minimizing that cost can make your life a lot easier.