Car Insurance: The 10 most expensive cars to insure

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Number 6: Kia Optima Hybrid

The only hybrid in the top ten most expensive cars to insure is the Kia Optima Hybrid. This car has one of the lower starting prices on the list, but that doesn’t stop it from claiming the number six spot. The Optima Hybrid might be designed to save you gas money, but you’ll probably just spend the difference on insurance.

The Kia Optima Hybrid gets its efficient power from a 2.0-liter four-cylinder engine paired to an electric motor. This combo is good for a combined total output of 192 hp, giving the model plenty of power to get you around town.

The Optima Hybrid isn’t the most efficient hybrid midsize sedan out there. Car and Driver pointed out that the Honda Accord Hybrid and the Chevrolet Malibu hybrid both beat the Optima’s efficiency numbers. This means you’ll save more money driving those cars, and the car insurance on those cars will be cheaper, too.

  • Annual Average Insurance Paid: $1,355.13
  • Annual Collision Insurance Paid: $592.80
  • Type: Midsize sedan
  • Retail Price: $25,995